Take Control of Your Money, the African Way
Track M-Pesa, manage your Chama, budget with AI, and grow your side hustles. The only financial app built from the ground up for Kenya and Nigeria.
KES 47,250
+12.5% this month
Safaricom Airtime
M-Pesa
Salary - KCB
Bank Transfer
Emergency Fund
KES 67,000 / KES 100,000
Everything You Need to Master Your Finances
Built specifically for how Africans actually manage money, not a copy-paste from Silicon Valley.
M-Pesa & Mobile Money
Track every M-Pesa transaction, airtime purchase, and mobile money transfer in real-time.
Chama & SACCO Management
Manage your savings group contributions, track payouts, and coordinate members effortlessly.
AI-Powered Budgeting
Smart AI analyzes your spending patterns and gives personalized advice in your local context.
Side Hustle Tracker
Monitor revenue and expenses for your side businesses. Know your real profit margins.
Savings Goals
Set and track savings goals for emergencies, education, business, or that dream vacation.
Multi-Currency Support
Seamlessly handle KES, NGN, USD, GBP, and more. Perfect for diaspora remittances.
Start in Three Simple Steps
Connect Your Wallets
Add your M-Pesa, bank accounts, and cash wallets in seconds.
AI Analyzes Spending
Our AI categorizes transactions and identifies saving opportunities.
Grow Your Wealth
Follow personalized recommendations. Watch your savings grow month by month.
Affordable Plans for Every Budget
Priced for Africa. No hidden fees. Cancel anytime.
Loved by Thousands Across Africa
“PesaFlow finally made it easy to track my M-Pesa spending. I saved KES 15,000 in my first month just by seeing where my money was going!”
Wanjiku Kamau
Nairobi, Kenya
“Managing our esusu group used to be a nightmare. PesaFlow's Chama tools made it seamless. Every member knows exactly where we stand.”
Chidi Okonkwo
Lagos, Nigeria
“The AI budget advisor feels like it actually understands African life. It knows about airtime, transport costs, and even suggests when to bulk-buy data bundles.”
Ama Mensah
Accra, Ghana